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Home \ Student's Hotspot \ Scholarships \ ECM Libra Study Loan Programme

ECM Libra Study Loan Programme

Organisation TypePrivate Sector / Organisation
Fund TypeLoans
Sponsored ByECM Libra Group
Organisation Address

Study Loan Application
ECM Libra Foundation
2nd Floor, Bangunan ECM Libra
8 Jalan Damansara Endah
Damansara Heights
50490 Kuala Lumpur

Detailed description

What is the loan program for?

The Foundation offers study loans to selected underprivileged and needy students undertaking tertiary education in any approved course (“Approved Course”) in any MQA approved local private or public university or college (“Approved Institution”). The study loan which is interest and bond free will cover tuition fees which will be paid directly to the institutions. The study loan may include cost of living expenses.You must have gained admission to an Approved Institution before you can apply for the loan. Generally you may apply for any Approved Course of study but the Foundation reserves the right not to offer the study loan for reasons and criteria that are governed by the Foundation’s policies.

Why a loan?

The Foundation offers loans only to those who are truly needy rather than scholarships because a loan gives the recipient a sense of self-esteem and commitment to their studies since they know they have to repay the loan. It is the Foundation’s hope that it will act as a strong motivating factor for the loan recipient as failure or dropping-out is not an option. Thus he or she will strive for the best grades throughout the course of study.


To be eligible for the study loan program, the applicant must:

  1. Be a Malaysian citizen;
  2. Prove eligibility for financial assistance, as means testing will be strictly applied;
  3. Have a good academic record and preferably active in extracurricular activities;
  4. Have gained admission into an Approved Institution for an Approved Course;
  5. Provide evidence of strong self-discipline and drive.

Preferred Discipline

  • All courses at all levels (skills certificate, diploma, professional certificate and bachelors degree)


The study loan is interest free and bond free and covers full tuition fees and cost of living expenses.

How to apply

Please download these forms:

  • Download the application form here
  • Read the instructions and guidelines here
  • Complete the application forms with all the required documents must be returned to the address stated below and marked either “Study Loan Application” or “Scholarship Application” at the top left-hand corner of an A4 size envelope. Short listed applicant will be notified either by email or mail:

The Executive Secretary
ECM Libra Foundation
2nd Floor, West Wing
Bangunan ECM Libra
8 Jalan Damansara Endah
Damansara Heights
50490 Kuala Lumpur

Note: only short-listed candidates will be notified

Contact Info

For more info, visit the scholarship website here


Repayment of the study loan commences six months after the student finishes the course of study or whenever he or she starts work, whichever is earlier. Therefore the onus is on the student to inform the Foundation of his or her status; ie when he or she finishes the course of study and begin to work.

Repayment of the loan is over five years and we collect repayment on a yearly basis. The Foundation will send out formal documentation, informing the individual of the amount due and date of commencement of the repayment of the loan. Although the loan is interest free, the Foundation will charge interest as a penalty for any late payment. The interest rate will be stated in the Study Loan Agreement.


31 December 2015

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